来源:酷跑财经网 | 2022-11-19 20:42:45 |
招行信用卡分期利息是多少?
使用招行信用卡进行分期付款时没有利息的,在使用分期业务后,并不会产生相关的利息,但是要收手续费。招商银行分期是每个月支付手续费。具体的分期也有相关分期服务手续费,具体分期付款服务手续费将平均到每期、与单期应还商品的金额一同还款给银行。持卡人手续费为:1%/月(3期),0.6%/月(6期),0.5%/月(12期)。
招行信用卡违约金怎么计算?
招商银行若您在到期还款日前未及时归还账单最低还款,会收取违约和利息,且会影响您的个人信用。违约金收取最低还款额未还部分的5%,最低收取RMB10元或USD1元。利息是当期的所有消费将从记账日(一般是消费后的第二天)开始计收,日息万分之五,直至您全部还清为止。为避免影响个人信用,建议您按时还款,如不方便全额还清账单,请您至少按时还清最低还款额的部分。
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